MANAGE

Dr. M. Srikanth, Director (Agri. Business Management),

Ph.D in Management Studies

A banker turned academician with a total work experience of over 22 years. Worked in banking and finance sector for 13 years, before joining academics. Having a proven track record in Agricultural Banking, Corporate Banking, Foreign Exchange, Micro Finance, Project Finance, and Treasury operations. A continuous learner. An excellent teacher. An avid researcher. Regular contributor to Business Line, and Economic Times. Published case studies with Ivey Publishing House, Canada and several research papers in the international journals of repute.

Education
Doctoral: Ph.D in Management Studies from Jawaharlal Nehru Technological University (JNTU), Hyderabad (2007-12) Ph. D. Thesis: “Determinants of forward premia in the Indian foreign exchange market”.
Post-Graduation: MBA (first class with distinction) from JNTU, Hyderabad (1996-98)
Graduation: B.Com (first class) from Andhra University, Visakhapatnam (1992-95)

Other Professional Qualifications
Passed Independent Director Proficiency test conducted by Indian Institute of Corporate Affairs (2020)
DTIRM: Diploma in Treasury Investment and Risk Management from IIBF, Mumbai (2005)
CAIIB: Certified Associate of Indian Institute of Banking from Indian Institute of Banking and Finance (IIBF), Mumbai (2004)

Publications

Case Studies published at Ivey Publishing, Canada

M. Srikanth, P. Saravanan & Srinivas Gunta, “Natco Pharma: Manufacturing Affordable Medicines”, July, 2018 (Product Number: 9B18N024)
M. Srikanth & P. Saravanan, “Nava Bharat: Energy Solutions for India”, published in July, 2017 (Product Number: 9B17N017)
M. Srikanth & P. Saravanan, “Premier Explosives: Finance for organic growth”, published in February, 2016 (Product Number: 9B16N001)
M. Srikanth, P. Saravanan & T.S. Shaw, “Coromandel: Enhancement of Short-term Finance”, published in February, 2016 (Product Number: 9B16N006)
M. Srikanth, P. Saravanan & T.S. Shaw, “Sathavahana: Strategies for Financial Turnaround”, published in January, 2016 (Product Number: 9B15N036)
M. Srikanth & P. Saravanan, “Covalent: Term Loan for Expansion and Modernization”, published in June, 2015 (Product Number: 9B15N009)

Research Publications

M. Srikanth, Purnima Rao, Shubhangi V and Rao Akshat A, (2022), “Digital Financial Inclusion – The Classic Case of Stree Nidhi”, Enterprise Development and Microfinance, Vol. No.33 (3), pp.1-14.
K G Suresh, Akanksha S., and M Srikanth (2022), “Comparing Financial Debt Choices of Existing and New SMEs in Indian Manufacturing Sector", Asia-Pacific Financial Markets, Springer Publication, https://link.springer.com/article/10.1007/s10690-022-09382-8.
M. Srikanth, Lagesh MA and Mohammed Kasim C. (2022), “Determinants of NPLs of Self-Help Group-Bank Linkage Program in India: Empirical Evidences and Policy Implications”, Asia Pacific Journal of Rural Development, DOI: 10.1177/10185291221114682, Sage Publication, pp. 01-20.
M. Srikanth and Lagesh MA (2022), “Whether SHG Bank Linkage Programme is sustainable? An Empirical Evidence from India”, Journal of Rural Development, 40(3), 352-373.
M Srikanth, G Narendra Kumar, & W R Reddy (2021), ‘Entrepreneurship, Innovation, and Economic Development – An Indian Experience’, SEDME, 47 (3); Pp. 279-292.
M Srikanth, KS Ranjani, & Veneet JK (2021), “Digital Financial Inclusion – The Roadmap for India”, Economic & Political Weekly, Vol. LVI (36), September 4, Pp. 14-17.
M Srikanth, P Sivarama Prasad, & P. Saravanan (2021), “How Small Finance Banks Create Value for their Stakeholders”, Economic & Political Weekly, Vol. LVI (23), June 5. Pp.12-15.
M. Srikanth & Sirisha A. Reddy (2019), “Micro Finance and Rural Development: The Bangladesh Way”, Micro Finance Review, 11 (1). pp. 67-70.
Suresh Babu, M. Srikanth and K. Jayashree (2019), “Farmers’ Risk Coping Strategies in Rain-fed Agricultural Regions – An Empirical Study from India”, Journal of Rural Development, 38 (4), pp.653-674.
M. Srikanth & S. Navyasridevi (2019), “Financial Inclusion for Rural Youth”, Kurukshetra, 67 (3), pp.20-24.
Lagesh M.A., M. Srikanth & D. Acharya (2018) “Corporate performance during business cycles: Evidence from India”, Global Business Review, 19 (5), pp.1-14.
M. Srikanth & W. R. Reddy (2017), “An Evaluation of Financial Inclusion in India: Some Policy Insights”, Micro Finance Review, 9 (2). pp. 1-14.
Saravanan P., M. Srikanth & Suhas A. (2017), “Compensation of Top Brass, Corporate Governance and Performance of the Indian Family Firms – An Empirical Study", Social Responsibility Journal, 13 (3), pp.529-551.
Saravanan P., Siva Sankaran N., M. Srikanth & T.S. Shaw (2017), “Enhancing shareholder value through efficient working capital management: An Empirical evidence from India”, Finance India, 13 (3), pp.851-871.
Tripathy N., M. Srikanth & Lagesh M.A. (2016), “Infrastructure Investment and Economic Growth: Evidence from India”, Journal of International Business and Economy, 17 (1), pp.91-111.
P. Saravanan, M. Srikanth & Suhas M.A. (2016), “Executive Compensation, Firm Performance and Corporate Governance: Evidence from India", International Journal of Corporate Governance; 7 (4), pp.377-403.
Saravanan P., M. Srikanth & Suhas A. (2015) “Gold Monetization Scheme: Will it meet with Success?”, Economic & Political Weekly, L (45), November 07, pp.72-78.
M. Srikanth & Krishna Reddy Chittedi (2014), ‘Perspectives on Forward Premia in the Indian Foreign Exchange Market: A Study of USD/INR’, Journal of Stock and Forex Trading, 3 (4).
M. Srikanth & Braj Kishore (2014), ‘Credit Risk Management in Indian Banks – An Empirical Assessment’, Asian Economic Review, 56 (2), pp.157-172.
M. Srikanth & Braj Kishore (2013), ‘Dynamics of exchange rates and Forward Premia - An Empirical Study on USD/INR’, Artha Vijnana, LV (3), pp. 308-325.
M. Srikanth & Bhat M.S. (2013), ‘Volatility in USD-INR forward premia – Evidence from India’, Journal of Management, 43 (1), pp. 67-85.
M. Srikanth & Braj Kishore (2012), ‘Exchange Rate Dynamics in the Indian Foreign Exchange Market: An Empirical Investigation on the Movement of USD/INR’, Applied Finance, 18 (4), pp. 46-61.
M. Srikanth & Braj Kishore (2012), ‘Net FII Inflows into India: A Cause and Effect Study’, Journal of Management, 41 (2), pp. 107-120.
M. Srikanth & Braj Kishore (2012), ‘FDI and its Impact – An Empirical Investigation from India’, Foreign Trade Review, 46 (4), pp. 3-17.
M. Srikanth (2008), ‘The Determinants of Forward Premia in Indian Forex Market’, Vidwat, 1 (1), pp. 14-19.
M. Srikanth (2006), ‘The Indian Stock Market: An Overview of Select Features’, Business Vision, 2 (4), pp. 57-64.

Publications - Book/Chapter

Published a book in 2022 on ‘Inclusive Growth in Indian Agriculture: Need for Commercially Viable and Financially Sustainable FPOs’, ISBN 978-93-91412-11-1.
Published a book in 2021 on ‘Demonetization and its Impact on Indian Agriculture: A Critical Analysis’, ISBN 978-93-91412-16-6.
Published a book in 2021 on ‘Access to Finance by Micro & Small Entrepreneurs in India’, ISBN 978-93-91412-05-0.
Published a book in 2021 on ‘Stree Nidhi – A digital Innovation in Indian Micro Finance Sector’, ISBN 978-81-951169-5-9.
Published a book in 2020 on ‘Impact Evaluation Financial Inclusion Programmes of UPASaC in Uttarakhand’, ISBN 978-81-944719-3-6.
Published a book in 2019 on ‘An Evaluation of the SHG-BLP with Special Reference to its Loan Portfolio and Asset Quality’, ISBN 978-81-941674-8-8.
Authored a chapter in 2019 on “Making Weather Index Insurance effective Agriculture and Livestock Forage: Lessons from Andhra Pradesh, India”, in a book published by Elsevier titled “Drought Challenges: Policy Options for Developing Countries”, pp.183-194, ISBN: 978-0-12-814820-4.
Authored a chapter on “Commodities and Risk Management” for PGDBM Programme of University of Hyderabad. ‘Financial Risk Management’ (430), 2006, pp. 128-152.

Articles in News Papers / News Letters

M Srikanth, K G Suresh & M A Lagesh (2023), Accelerating Growth via Capex, The Hindu Business Line, January, 12.
M Srikanth & Syamala Rao (2022), Making FPOs Financially Sustainable, The Hindu Business Line, December, 13.
M Srikanth & Prakash Singh (2022), Leveraging Value Chains in Farming, The Hindu Business Line, October, 05.
M Srikanth & C Syamala Rao (2022), Real Estate: The Regulatory Quagmire, The Hindu Business Line, August, 26.
M Srikanth & C Syamala Rao (2022), Some Financial Tips to Agri-Startups, The Hindu Business Line, August, 16.
M Srikanth & Saswat K Misra (2022), Planned Transition to Green Energy, The Hindu Business Line, July 28.
M Srikanth & Khanindra C Das (2022), Cultivating Agri-Startups, The Hindu Business Line, April, 15.
M Srikanth & MA Lagesh (2022), Skilling towards Prosperity, The Hindu Business Line, March, 24.
M Srikanth & R Ramesh (2022), How to achieve True Autonomy of Central Autonomous Bodies, Economic Times, February, 07.
M Srikanth & P Siva Rama Prasad (2022), Enhancing the Lifespan of Organizations, The Hindu Business Line, January, 17.
M Srikanth & KG Suresh (2022). Engines of growth for New India, The Hindu Business Line, January, 03.
M Srikanth & G Narendra Kumar (2021), Horticulture – Driving India’s Agricultural Growth, Economic Times, December 13.
M Srikanth & P Siva Rama Prasad (2021), We Need a Vibrant Corporate Bond Market, The Hindu Business Line, November 11
M Srikanth & KG Suresh (2021). Social Stock Exchange could be a game changer for achieving SDGs, Economic Times, November 2.
M Srikanth & P Siva Rama Prasad (2021), How to make Public Debt Sustainable, The Hindu Business Line, October 06
M Srikanth & Indu Sekhar (2021). NBFC Regulation needs to be strengthened, The Hindu Business Line, September 8
M Srikanth & KG Suresh (2021). ESG: A Value Ecosystem for Corporates, The Hindu Business Line, July 28
M Srikanth & P Siva Rama Prasad (2021), Digital Solutions for Gen Next Banking, The Hindu Business Line, July 19
M Srikanth & Ch Krishna Reddy (2021), Will the Privatization of PSBs be good for Financial Inclusion?, Pragathi, NIRDPR’s News letter, June
M. Srikanth & Samuel Joseph (2021), World MSME Day: Resilient and healthy MSMEs essential for inclusive growth, Economic Times, June 27
M Srikanth & R Mohana Prabu (2021), Ensuring financial stability during Covid, Telangana Today, June 26
M Srikanth & P Siva Rama Prasad (2021), Private banks need more monitoring, The Hindu Business Line, June 26
Ch Krishna Reddy & M Srikanth (2021), Privatization of PSUs, Saakshi, May 11
M Srikanth & Mohana Prabu (2021), Time for 5th Generation Banking Reforms, The Hindu Business Line, May 7
M Srikanth & Mohana Prabu (2021), Pillars of Retail G-Sec Market, The Hindu Business Line, April 1
M. Srikanth & Saravanan P (2021), Enabling Environment for Implementation of Farm Laws through FPOs, Economic Times, March 03
M Srikanth & Mohana Prabu (2021), How to make the DFI Model work, The Hindu Business Line, March 2
M. Srikanth & Saravanan P (2021), Bad Bank is actually a good idea, The Hindu Business Line, February 15
M. Srikanth (2020), Finclusion to Swavalamban: The Road ahead for MSMEs, Forbes India, August 18
M. Srikanth & Saravanan P (2020), How Self-Help Groups can sustain during Covid, The Hindu Business Line, May 11
M. Srikanth & S. Navyasridevi (2019), Leaving no one behind, Telangana Today, October 26
M. Srikanth & A. Sirisha Reddy (2019), Food Security in India, Pragati, March, pp.11-12.
M. Srikanth & K. Ramakrishna (2018), The growing importance of non-farm livelihoods in rural India?, Pragati, November, pp.1-4.
M. Srikanth & K. Ramakrishna (2018), Why non-farm livelihoods are important for rural India?, Rural Banker, April – June, pp.5-9.
M. Srikanth (2018), Double the Farmers’ income to accelerate the Economy’s growth rate, Pragati, NIRD & PR’s News letter, May, pp. 13-14
M. Srikanth (2018), FRDI Bill and the Indian Banks, Pragati, NIRD & PR’s News letter, February, pp. 16-18.
M. Srikanth (2017), Inclusive Growth through Alternative Sustainable Livelihoods, Pragati, NIRD & PR’s News letter, October, pp. 6-7.
M. Srikanth (2017), Self Help Groups: To enter the next orbit, Pragati, NIRD & PR’s News letter, September, pp.14-16.
Saravanan P. & M. Srikanth (2016), Need Money? Take a loan against your gold ornaments, Financial Express, October 18.
Saravanan P. & M. Srikanth (2016), Investing: Pricing Stocks, Financial Express, January 26.
Saravanan P. & M. Srikanth (2015), The Backup Plan, Financial Express, June 16.

Conferences

Presented a Paper on ‘Impact of Earnings Management on the Firm Value: An Empirical Evidence from India’ at International Conference conducted by IIT, Madras on August 12-13, 2016.
Presented a Paper on ‘Volatility in Exchange rates: Impact on performance of the Indian Manufacturing Firms’ at International Conference conducted by IPE, Hyderabad on September 29-30, 2015.
Presented a paper on ‘’Dynamics of USD/INR forwards in the Indian foreign exchange market” at 12th AIMS International Conference on January 2-5, 2015 at IIM Kozhikode.
Presented a Paper on ‘FDI and its impact – An empirical investigation from India’ at International Conference on Business & Finance, conducted by IBS, Hyderabad on January 6-7, 2012.
Presented a Paper on ‘Exchange rate Dynamics of USD/INR’ at 3rd International Conference on Applied Econometrics, conducted by IBS, Hyderabad on December 16-17, 2011.

Previous Experience

Associate Professor & Head, Centre for & Entrepreneurship Development & Financial Inclusion, National Institute of Rural Development & Panchayati Raj, Hyderabad since May, 2017.

Associate Professor, Faculty in Money, Banking, Corporate Finance & Governance, Administrative Staff College of India (ASCI), Hyderabad from January, 2017 to May, 2017
Assistant Professor, Finance & Accounting at IIM Shillong from September, 2014 to December, 2016.

Courses Taught (for PGP and PGPEx students)
Rural Financial Services, Corporate Banking, Integrated Treasury & Risk Management, Financial Accounting, and Financial Management

Management Development Programmes
Taught topics viz., Financial Inclusion, MSMEs – Opportunities & Challenges, Analysis of Financial Statements, Working Capital, Project Finance, Credit Risk Management, Corporate Governance in India, etc.

Research Interests
Financial Markets, Financial Inclusion, Entrepreneurship, MSMEs, FPOs, Kisan Credit Cards, etc.

Externally Funded Research Projects

Sustainability of FPOs - (Rs. 1 million - sponsored by CICTAB, Pune)
Access to Finance by Micro & Small Enterprises (Rs. 1 million - sponsored by SIDBI)
Stree Nidhi – A digital Innovation in Indian Micro Finance Sector (Rs.1 million - sponsored by NABARD)
Impact Evaluation Financial Inclusion Programmes of UPASaC in Uttarakhand (Rs.1 million – sponsored by Govt. of Uttarakhand)
An Evaluation of the SHG-BLP with Special Reference to its Loan Portfolio and Asset Quality (Rs.1 million - sponsored by NABARD)

INDUSTRY EXPERIENCE - PREVIOUS ASSIGNMENTS

Assistant General Manager, IDBI BANK, Hyderabad
From August 2010 to September 2014. Worked as ‘Assistant General Manager’ and handled an asset portfolio of INR 2 billion in Corporate Banking Group. Dealt with Cash Credit, Term loans, Letters of Credit, Bank Guarantees apart from Deposits. Having hands on experience with respect to corporate finance as well as infrastructure project finance in terms of appraisal, sanction, legal documentation, disbursement, monitoring of implementation of projects & end use of funds, recovery and compliance with statutory regulations.
Senior Manager, Andhra Bank, Hyderabad
From October 2007 to July 2010. Handled business portfolio of 50 large corporate accounts of INR 1 billion and responsible for credit appraisal, sanction, and monitoring.
Manager, Export-Import Bank of India, Mumbai
From February 2004 to August 2007. Responsible for treasury operations as well as corporate accounts with a credit portfolio of INR 50 million related to credit appraisal, sanction, disbursement, and monitoring.
Assistant Manager, State Bank of Mysore, Bangalore
From October 2001 to January 2004. Handled general banking operations, foreign exchange transactions, government transactions, and credit proposals.

Contact Details

Dr. M. Srikanth
Director (Agri. Business Management)
National Institute of Agricultural Extension Management (MANAGE)
(An Autonomous Organization of Ministry of Agriculture & Farmers Welfare, Government of India)
Rajendranagar, Hyderabad- 500 030, Telangana, INDIA
e-Mail: srikanth.maram@manage.gov.in / contactsrikanthmaram@gmail.com
Telephone: +91-40-24594535 (Direct); +91-40-24594509, Extn: 535
Mobile Phone No.: +91-9949773504
Institutional URL: https://www.manage.gov.in