Dr. M. Srikanth, Director (Agri. Business Management),

Ph.D in Management Studies

A bank officer turned academician with a total work experience of over 25 years. Worked in banking and finance sector for 13 years, before joining academics. Having a proven track record in Administration, Corporate Banking, Agricultural Banking, Rural Development, Project Finance, and Foreign Exchange operations. A continuous learner. An excellent teacher. An avid researcher. Regular contributor to the Hindu Business Line, and Economic Times. Published case studies with Ivey Publishing House, Canada and several research papers in the international journals of repute.

Education
Doctoral: Ph.D in Management Studies from Jawaharlal Nehru Technological University, Hyderabad
Post-Graduation: MBA (first class with distinction) from JNTU, Hyderabad

Other Professional Qualifications
Passed Independent Director Proficiency test conducted by Indian Institute of Corporate Affairs
DTIRM: Diploma in Treasury Investment and Risk Management from IIBF, Mumbai
CAIIB: Certified Associate of Indian Institute of Banking from Indian Institute of Banking and Finance (IIBF), Mumbai

Publications

Case Studies published at Ivey Publishing, Canada

  • M. Srikanth, P. Saravanan & Srinivas Gunta, “Natco Pharma: Manufacturing Affordable Medicines”, July, 2018 (Product Number: 9B18N024)
  • M. Srikanth & P. Saravanan, “Nava Bharat: Energy Solutions for India”, published in July, 2017 (Product Number: 9B17N017)
  • M. Srikanth & P. Saravanan, “Premier Explosives: Finance for organic growth”, published in February, 2016 (Product Number: 9B16N001)
  • M. Srikanth, P. Saravanan & T.S. Shaw, “Coromandel: Enhancement of Short-term Finance”, published in February, 2016 (Product Number: 9B16N006)
  • M. Srikanth, P. Saravanan & T.S. Shaw, “Sathavahana: Strategies for Financial Turnaround”, published in January, 2016 (Product Number: 9B15N036)
  • M. Srikanth & P. Saravanan, “Covalent: Term Loan for Expansion and Modernization”, published in June, 2015 (Product Number: 9B15N009)

Latest Articles in News Papers

  • M Srikanth (2025), Empowering Indian Agriculture: Addressing the Finance Gap in FPOs, The Economic Times, May, 16.
  • M Srikanth (2025), Empowering Bharat’s Farmers: Assessing the Impact and Future of the PM Kisan Samman Nidhi Yojana, The Economic Times, April, 26.
  • M Srikanth (2025), Roadmap for future banking: Risk Management and Competitive Strategies, The Economic Times, February, 13.
  • M Srikanth (2025), NBFCs: Complementing and Supplementing the Banks/FIs to serve the Unbanked and Underbanked, The Economic Times, February, 8.
  • M Srikanth (2025), PACS: Achieving the Last Mile in Financial Inclusion and Sustainable Rural Development, The Economic Times, January, 29.
  • M Srikanth (2025), One State, One RRB: Consolidation of Region Rural Banks for Financial Stability, Future Readiness, The Economic Times, January, 20.
  • M Srikanth (2025), Urban Cooperative Banks in India: A Performance Analysis through CAMELS rating system, The Economic Times, January, 06.
  • M Srikanth (2024), Creating an Enabling Ecosystem for Agri-Business, The Hindu Business Line, December, 26.
  • M Srikanth (2024), Climate Change and Green Finance, The Economic Times, December, 09.
  • M Srikanth (2024), Agri Infrastructure Fund needs to be tweaked, The Hindu Business Line, November, 25.
  • M Srikanth & Yogita Rana (2024), Promote Millets for Nutritional Security, The Hindu Business Line, October, 24.
  • M Srikanth & Yogita Rana (2024), PPPs for Farm Sector, The Hindu Business Line, October, 16.
  • M Srikanth (2023), Enhancing Farmers’ Income through Floriculture, The Hindu Business Line, November, 10.
  • M Srikanth & K C Gummagolmath (2023), Taking FPOs to the Next Level, Telangana Today, September, 11.
  • M Srikanth (2023), How farmers can get more out of Commercial Crops, The Hindu Business Line, July, 20.
  • M Srikanth (2023), Leveraging Livestock to double farmers’ income, The Hindu Business Line, July, 12.
  • M Srikanth (2023), Harnessing the export potential of horticultural sector, The Hindu Business Line, July, 07.
  • M Srikanth & P Siva Rama Prasad (2023), CBDC: A Calibrated Approach needed, The Hindu Business Line, June, 25.
  • M Srikanth (2023), Agriculture needs a natural boost, The Hindu Business Line, May, 16.
  • M Srikanth (2023), Making FPO route worthwhile, The Hindu Business Line, April, 19.

Recent Research Publications

  • M. Srikanth, Anil Kumar Reddy, and Chaitra N R (2024), “Institutional Finance for Upscaling Post-Harvest Processing Infrastructure in India”, CAB Calling, Reserve Bank of India, July – September, Vol. 48 (3), pp.9-23
  • M. Srikanth & Prakash Singh (2024), “Impact of Stree Nidhi on Credit Flows – A Case Study from the Indian Micro Finance Sector”, Micro Finance Review, XVI (1). pp. 35-48
  • M. Srikanth, Purnima Rao, Shubhangi V and Rao Akshat A, (2022), “Digital Financial Inclusion – The Classic Case of Stree Nidhi”, Enterprise Development and Microfinance, Vol. No.33 (3), pp.1-14. https://doi.org/10.3362/1755-1986.21-00052
  • K G Suresh, Akanksha S., and M Srikanth (2022), “Comparing Financial Debt Choices of Existing and New SMEs in Indian Manufacturing Sector", Asia-Pacific Financial Markets, Springer Publication, https://link.springer.com/article/10.1007/s10690-022-09382-8.
  • M. Srikanth, Lagesh MA and Mohammed Kasim C. (2022), “Determinants of NPLs of Self-Help Group-Bank Linkage Program in India: Empirical Evidences and Policy Implications”, Asia Pacific Journal of Rural Development, DOI: 10.1177/10185291221114682, Sage Publication, pp. 01-20.
  • M. Srikanth and Lagesh MA (2022), “Whether SHG Bank Linkage Programme is sustainable? An Empirical Evidence from India”, Journal of Rural Development, 40(3), 352-373.
  • M Srikanth, G Narendra Kumar, & W R Reddy (2021), ‘Entrepreneurship, Innovation, and Economic Development – An Indian Experience’, SEDME, 47 (3); Pp. 279-292. DOI: 10.1177/09708464211042100
  • M Srikanth, KS Ranjani, & Veneet JK (2021), “Digital Financial Inclusion – The Roadmap for India”, Economic & Political Weekly, Vol. LVI (36), September 4, Pp. 14-17.
  • M Srikanth, P Sivarama Prasad, & P. Saravanan (2021), “How Small Finance Banks Create Value for their Stakeholders”, Economic & Political Weekly, Vol. LVI (23), June 5. Pp.12-15.
  • M. Srikanth & Sirisha A. Reddy (2019), “Micro Finance and Rural Development: The Bangladesh Way”, Micro Finance Review, 11 (1). pp. 67-70.
  • Suresh Babu, M. Srikanth and K. Jayashree (2019), “Farmers’ Risk Coping Strategies in Rain-fed Agricultural Regions – An Empirical Study from India”, Journal of Rural Development, 38 (4), pp.653-674.
  • M. Srikanth & S. Navyasridevi (2019), “Financial Inclusion for Rural Youth”, Kurukshetra, 67 (3), pp.20-24.
  • Lagesh M.A., M. Srikanth & D. Acharya (2018) “Corporate performance during business cycles: Evidence from India”, Global Business Review, 19 (5), pp.1-14.
  • M. Srikanth (2017), “An Evaluation of Financial Inclusion in India: Some Policy Insights”, Micro Finance Review, 9 (2). pp. 1-14.
  • Saravanan P., M. Srikanth & Suhas A. (2017), “Compensation of Top Brass, Corporate Governance and Performance of the Indian Family Firms – An Empirical Study", Social Responsibility Journal, 13 (3), pp.529-551.
  • Saravanan P., Siva Sankaran N., M. Srikanth & T.S. Shaw (2017), “Enhancing shareholder value through efficient working capital management: An Empirical evidence from India”, Finance India, XXXI (3), pp.851-871.
  • Tripathy N., M. Srikanth & Lagesh M.A. (2016), “Infrastructure Investment and Economic Growth: Evidence from India”, Journal of International Business and Economy, 17 (1), pp.91-111.
  • P. Saravanan, M. Srikanth & Suhas M.A. (2016), “Executive Compensation, Firm Performance and Corporate Governance: Evidence from India", International Journal of Corporate Governance; 7 (4), pp.377-403.
  • Saravanan P., M. Srikanth & Suhas A. (2015) “Gold Monetization Scheme: Will it meet with Success?”, Economic & Political Weekly, L (45), November 07, pp.72-78.

Publications - Book/Chapter

  • Book chapter in 2025 on ‘Driving Growth in Agriculture and Allied Sectors through Public Private Partnerships’, in edited book “Public Private Partnership Dynamics for Economic Development”, IGI Global Scientific Publishing, pp. 357-380, ISBN 979-83-69391-5-56.
  • Published a book in 2024 on ‘Peer Review of Coconut Development Board’, ISBN 978-81-19663-58-3.
  • Published a book in 2022 on ‘Inclusive Growth in Indian Agriculture: Need for Commercially Viable and Financially Sustainable FPOs’, ISBN 978-93-91412-11-1.
  • Published a book in 2021 on ‘Demonetization and its Impact on Indian Agriculture: A Critical Analysis’, ISBN 978-93-91412-16-6.
  • Published a book in 2021 on ‘Access to Finance by Micro & Small Entrepreneurs in India’, ISBN 978-93-91412-05-0.
  • Published a book in 2021 on ‘Stree Nidhi – A digital Innovation in Indian Micro Finance Sector’, ISBN 978-81-951169-5-9.
  • Published a book in 2020 on ‘Impact Evaluation Financial Inclusion Programmes of UPASaC in Uttarakhand’, ISBN 978-81-944719-3-6.
  • Published a book in 2019 on ‘An Evaluation of the SHG-BLP with Special Reference to its Loan Portfolio and Asset Quality’, ISBN 978-81-941674-8-8.
  • Authored a chapter in 2019 on “Making Weather Index Insurance effective Agriculture and Livestock Forage: Lessons from Andhra Pradesh, India”, in a book published by Elsevier titled “Drought Challenges: Policy Options for Developing Countries”, pp.183-194, ISBN: 978-0-12-814820-4.

Previous Academic Experience

  • Associate Professor & Head, Centre for Entrepreneurship Development & Financial Inclusion, National Institute of Rural Development & Panchayati Raj (NIRDPR), Hyderabad (May, 2017 to March, 2023).

    • Additional Portfolios at NIRDPR:

    Registrar & Director (Administration), NIRDPR
    Director (Finance), DDU-GKY, NIRDPR
    Advisor, Corpus Fund Management Committee (CFMC), NIRDPR
    Internal Audit Officer, NIRDPR

  • Associate Professor, Faculty in Money, Banking, Corporate Finance & Governance, Administrative Staff College of India (ASCI), Hyderabad (January, 2017 to May, 2017)
  • Assistant Professor, Finance & Accounting at IIM Shillong (September, 2014 to December, 2016)

Courses Taught (for PGP and PGPEx students)
Corporate Finance, Corporate Banking, Risk Management, and Financial Accounting

Research Interests
Agri-business, Entrepreneurship, Financial Markets, FPOs, Kisan Credit Cards, MSMEs, SDGs, etc.

Externally Funded Research Projects

  • Peer Review of Coconut Development Board (Sponsored by Ministry of Agriculture & Farmers’Welfare, Government of India)
  • Enhancement of Farmers’ Income through Floriculture: A Case study in Karnataka (Sponsored by Ministry of Agriculture & Farmers’ Welfare, Government of India)
  • Sustainability of FPOs - (Sponsored by CICTAB, Pune)
  • Access to Finance by Micro & Small Enterprises (Sponsored by SIDBI)
  • Stree Nidhi – A digital Innovation in Indian Micro Finance (Sponsored by NABARD)
  • Impact Evaluation Financial Inclusion Programmes of UPASaC (Sponsored by Govt. of Uttarakhand)
  • An Evaluation of the SHG-BLP with Special Reference to Asset Quality (Sponsored by NABARD)

PREVIOUS INDUSTRY EXPERIENCE

  • Assistant General Manager, IDBI BANK (August 2010 to September 2014)
  • Senior Manager, Union Bank of India (October 2007 to July 2010)
  • Manager, Export-Import Bank of India (February 2004 to August 2007)
  • Assistant Manager, State Bank of India (October 2001 to January 2004)

Contact Details

Dr. M. Srikanth
Director (Agri. Business Management)
National Institute of Agricultural Extension Management (MANAGE)
(An Autonomous Organization of Ministry of Agriculture & Farmers Welfare, Government of India)
Rajendranagar, Hyderabad- 500 030, Telangana, INDIA
e-Mail: srikanth.maram@manage.gov.in
Mobile Phone No.: +91-9949773504
Institutional URL: https://www.manage.gov.in